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Galveston County

Lago Mar: Homes, HOA and Community Guide

Texas City in Galveston County, on the west side of I-45 north of FM 1764, between Houston and Galveston; a later east side lies east of I-45 south of the Holland Road extension.

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Keeping It Real with Michael O’Neal

Why Live in Lago Mar? The Good, The Bad & The Reality

Want a 12-acre swimmable lagoon with white-sand beaches and new homes starting around $300,000? Lago Mar has it. But this is Galveston County, so a windstorm certificate, insurance quotes and, in some sections, a $0.90 MUD rate belong in your budget from the first showing.

Neighborhood Reality Check

Why You’ll Love It

  • A lagoon you can swim in
  • New homes from around $300,000
  • On I-45 between Houston and Galveston

What Might Surprise You

  • Windstorm paperwork on every home
  • High total tax rates
  • No official HOA numbers

Everyday Convenience

  • ER: HCA Houston Healthcare Mainland, 4.4 mi
  • Shopping: Baybrook Mall, 11 mi
  • Park: Clear Lake Park, 11 mi

Straight-line miles.

Michael’s Take

The lagoon is the draw at Lago Mar, and that's fair.

Compare nearby:

Four Reasons People Love Living in Lago Mar

  1. 1
    A lagoon you can swim in

    The Crystal Lagoon opened to residents in June 2020: 12 acres with white-sand beaches, more than a mile of shoreline and a floating dock for paddleboards and kayaks.

    Community Impact: Crystal Lagoon opens (2020) Century Communities: Lago Mar

  2. 2
    New homes from around $300,000

    On Oct. 20, 2026, builder pages showed Century Communities from the high $200s, Lennar from $299,990, Chesmar's Beacon Point from $309,990 and D.R. Horton from $314,990, with Westin Homes' 60-foot homes from $534,990.

    Century Communities: Lago Mar Lennar: Lago Mar D.R. Horton: Lago Mar

  3. 3
    On I-45 between Houston and Galveston

    Lago Mar fronts I-45, with Tanger Outlets near the community entrance.

    HAR.com: Lago Mar master plan

  4. 4
    Pools beyond the lagoon

    Builders list a resort-style pool, fitness center and catering kitchen, and Lennar's brochure describes a lagoon-style pool, splash park and community center.

    Century Communities: Lago Mar Lennar: Lago Mar brochure

Five Things You Should Know Before Moving to Lago Mar

  1. 1
    Windstorm paperwork on every home

    Galveston County is a first-tier coastal county in TWIA's catastrophe area. TWIA requires a windstorm certificate of compliance (WPI-8) for structures built since 1988, and re-roofs and repairs must meet the windstorm code. Hurricane Ike made landfall near Galveston on Sept. 13, 2008 with a destructive surge along the upper Texas coast.

    TDI: TWIA overview NWS: Hurricane Ike (2008)

  2. 2
    High total tax rates

    Galveston County MUD 57, which serves Beacon Point, levied $0.90 per $100 in 2025, on top of Dickinson ISD ($1.142), Texas City ($0.478433), Galveston County ($0.32266) and College of the Mainland ($0.2638). The west side's MUD was not confirmed.

    Galveston CAD: 2025 tax rates

  3. 3
    No official HOA numbers

    Neither the Property Owners Association of Lago Mar nor a manager posts the assessment, transfer fee or capital contribution. A 2020 annual meeting drew resident complaints, and the same report described the association suing a homeowner over plants that were not on its approved list.

    Galveston County Daily News: 2020 HOA meeting

  4. 4
    Two sides, different districts

    The Land Tejas west side and the east side (Beacon Point and Lago Mar East) have different developers and utility districts; MUD 58 on the east side levied $0 for 2025 while MUD 57 levied $0.90.

    Galveston County Daily News: east side of Lago Mar Scarborough Lane Development: Lago Mar East Galveston CAD: 2025 tax rates

  5. 5
    Plans are not promises

    Earlier reports described a 70-acre mixed-use district on the lagoon's east side with restaurants, a possible hotel and retail. Those plans date to 2018 and 2020, and their current status was not confirmed.

    Galveston County Daily News: lagoon district plans

Who Might Love Lago Mar?

  • Buyers who want beach-style water recreation inside the community
  • Buyers who want a new home at an entry price from several production builders
  • Buyers who want I-45 access between Houston and Galveston

Who Might Prefer Somewhere Else?

  • If you want a master assessment you can read before you buy, compare Sienna for new homes or Riverstone for resales.
  • If you want resale bay or waterfront homes in Clear Creek ISD, look at Clear Lake and Galveston Bay.
  • If you want new construction off SH 288 with a resident water park, see Meridiana.

Everyday Convenience in Lago Mar

Main routes: I-45 and FM 1764, with the east side east of I-45 south of the Holland Road extension. Realty News Report: Land Tejas starts homebuilding (2015) HAR.com: Lago Mar master plan

Hospital with an ERHCA Houston Healthcare Mainland 4.4 mi
Major shoppingBaybrook Mall 11 mi
Parks and natureClear Lake Park 11 mi
AirportGeorge Bush Intercontinental Airport (IAH) 44 mi
AirportWilliam P. Hobby Airport (HOU) 22 mi

Distances are straight-line from the approximate center of Lago Mar, not driving distance or time; your street and route change the real trip. Each place links to its official site; a list is not a recommendation.

The Real Estate Reality

Median market value$352,880HAR 2025 facts (Lago Mar Pod)
Value range$280 - $449 KHAR 2025 facts (Lago Mar Pod)
Median home size2,215 sq ftHAR 2025 facts (Lago Mar Pod)
Median lot6,792 sq ftHAR 2025 facts (Lago Mar Pod)
Median year built2021HAR 2025 facts (Lago Mar Pod)
Single-family homes2,350HAR 2025 facts (Lago Mar Pod)
Tax rate: Galveston County MUD No. 58$0.000000 per $100 (M&O 0, I&S 0) (2025)official rate; not a tax bill
Tax rate: Galveston County MUD No. 57$0.900000 per $100 (all M&O) (2025)official rate; not a tax bill

Median closed sale price, recent closed sales, price per square foot, days on market and inventory for Lago Mar come from the MLS, and HAR’s public pages do not publish them by neighborhood, so we do not show them here. Ask for a current MLS report for the streets you are considering. Full sources are on the Lago Mar Fact Sheet.

Michael’s Take Broker opinion, based on the sourced facts above

My take: The lagoon is the draw at Lago Mar, and that's fair. My checklist is about the cost of keeping the house: the WPI-8, wind and flood quotes during the option period, the MUD on that lot, and the association's current dues on a resale certificate, since nobody official publishes them. Then put that monthly total next to an inland new build before you decide.

Lago Mar vs. Nearby Neighborhoods

Lago Mar vs. Meridiana

Choose Meridiana and you gain: Ten builders, a resident water park and Alvin ISD schools inside the community, off SH 288.

You give up: MUD rates of $0.90 per $100 across its three MUDs (2025) and the same first-tier coastal windstorm rules in Brazoria County.

Lago Mar vs. Clear Lake and Galveston Bay

Choose Clear Lake and Galveston Bay and you gain: Established resale neighborhoods and waterfront homes, much of the area in Clear Creek ISD.

You give up: Older housing (Clear Lake City median year built 1966), storm surge exposure and the same windstorm rules.

Lago Mar vs. Sienna

Choose Sienna and you gain: An inland Fort Bend master plan with 13 builders, Club Sienna and a published 2026 master assessment.

You give up: A levee district tax plus section MUDs, and gated assessments on top of the master assessment.

Questions buyers ask about Lago Mar

Is Lago Mar a good place to live?

It suits buyers who want a swimmable lagoon, pools and new homes from around $300,000 with I-45 access. The main checks are the windstorm certificate and insurance quotes, the MUD and city on the specific lot, and the association's current dues and rules, which are not officially published.

Sources: Community Impact: Crystal Lagoon opens (2020) Century Communities: Lago Mar Lennar: Lago Mar Checked Oct 28, 2026

What are the downsides of living in Lago Mar?

Galveston County sits in TWIA's catastrophe area, so windstorm compliance and insurance costs come with every home. Some sections pay a $0.90 MUD rate on top of Dickinson ISD and city taxes, the HOA's dues are not posted, and a 2020 meeting showed residents at odds with the association. Construction will continue for years on the east side.

Sources: Community Impact: Crystal Lagoon opens (2020) Century Communities: Lago Mar Lennar: Lago Mar Checked Oct 28, 2026

Researched and checked Oct 28, 2026. Facts link to their sources; Michael’s take is his opinion.

Every neighborhood has its advantages and tradeoffs. Before you buy, let’s talk about what actually matters to you.

Michael O’Neal
Broker | REALTOR® · The Michael O’Neal Group
Keller Williams Realty Northeast
Call or text: 832-797-3780 · themichaelonealgroup.com

Call MichaelText MichaelSend a question

Neighborhood fact sheet

Lago Mar Fact Sheet

The key facts on one sheet. Every figure links to its source, and each card shows the date it was last checked (sheet updated Oct 28, 2026).

Check the address. Property taxes, flood zone, HOA dues and school assignments are set for each address and can differ between homes in the same neighborhood. Before relying on anything on this sheet, look the address up in the official tools linked here.

Homes

HAR neighborhoodSingle-family homesMedian sizeMedian year builtMedian market value
Lago Mar Pod2,3502,215 sq ft2021$352,880

HAR.com 2025 neighborhood facts (market value is the appraisal district’s figure, not a sale price). A neighborhood median is not the value of any one home. Full market snapshot.

HAR.com

Checked Oct 28, 2026

Property taxes

Taxing unitAdopted rateYearSource
Galveston County MUD No. 58$0.000000 per $100 (M&O 0, I&S 0)2025Source
Galveston County MUD No. 57$0.900000 per $100 (all M&O)2025Source

Official rates we could confirm, per $100 of taxable value. A tax bill also depends on which units cover the address, its appraised value and its exemptions. All tax details on this page.

Checked Oct 20, 2026

HOA dues

Property Owners Association of Lago Mar. No assessment amount is published by an official source, so we do not show one. Association details.

Schools

School assignments and attendance boundaries can change. Confirm the assigned schools directly with the district before making a housing decision.

Flood research

Flood zones are mapped parcel by parcel, and no guide can tell you whether a particular house has flooded or will flood. Ask the seller for the flood disclosure and any elevation certificate.

Nearby essentials

Shopping

Parks and nature

Straight-line distance from the approximate center of Lago Mar, not driving distance or time. Each name links to its official site. A list is not a recommendation or a ranking.

See Lago Mar on the area map

Checked Oct 28, 2026

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Area map

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Due diligence

What Buyers Should Know Before Moving Here

Every Houston neighborhood has important details that buyers should understand before purchasing. Here are three key things to investigate before making an offer in Lago Mar.

01

Hurricane exposure, windstorm and flood insurance

Lago Mar is in Galveston County, where Hurricane Ike made landfall near Galveston on Sept. 13, 2008 as a Category 2 storm with a destructive surge along the upper Texas coast. Because the county is in TWIA's catastrophe area, each home needs a windstorm certificate of compliance (WPI-8) to qualify for TWIA wind and hail coverage, and TDI's windstorm code follows the 2024 IRC and IBC as of April 1, 2026. Flood risk differs by lot, so the lot itself has to be checked.

  • Ask the builder or seller for the WPI-8 and look it up on TDI's site.
  • Ask for the elevation certificate, and price flood insurance even outside a high-risk zone.

Before you make an offer: Before you offer, check the lot on FEMA's map and get quotes for homeowners, windstorm and flood coverage.

Sources and tools: FEMA Flood Map Service Center, TDI: TWIA overview, TDI: Do you need a windstorm inspection?, NWS: Hurricane Ike (2008), Houston flood maps and flood questions

02

Texas City, Dickinson ISD and the section's MUD

Galveston CAD's 2025 sheet lists Galveston County at $0.32266 per $100, Dickinson ISD at $1.142, the City of Texas City at $0.478433, College of the Mainland at $0.2638, the county road and flood levy at $0.003 and the navigation district at $0.02374. The utility district depends on the section: Galveston County MUD 57 (Beacon Point) levied $0.90 in 2025 and MUD 58 (Lago Mar East) $0, and the west side's MUD and drainage district were not confirmed. School districts exempt $140,000 of a homestead's value, and a resale seller's bill is not yours.

  • The Lago Mar TIRZ does not add a separate rate to the bill.
  • Listings use Texas City, La Marque and Santa Fe addresses; the CAD record shows the real units.

Before you make an offer: Look up the lot on Galveston CAD and total every listed unit before you compare builders.

Sources and tools: Galveston Central Appraisal District, Galveston CAD 2025 tax rates, Galveston CAD: Truth in Taxation, Texas Comptroller: homestead exemptions, Estimate your monthly ownership cost

03

Get the association's numbers in writing

The Property Owners Association of Lago Mar governs the community; a 2020 news report named Associa Principal Management Group as manager. The association does not post its assessment, transfer fee or capital contribution, and the dues figures in news reports, builder brochures and listings do not agree. The same 2020 report described a landscaping plan rejection that led to a lawsuit, so expect the association to enforce its approval rules.

  • Ask whether lagoon access, gated sections or alarm service add separate charges.
  • Get the design guidelines before planning a fence, pool or landscaping change.

Before you make an offer: Request the resale certificate (or the builder's HOA disclosure) with the current assessment and all fees before the option period ends.

Sources and tools: Galveston County Daily News: 2020 HOA meeting, Lennar: Lago Mar brochure

Before You Buy in Lago Mar

Your ticks stay on this device. Print or save this checklist as a PDF.

Have Questions About Buying in Lago Mar?

Michael O’Neal and The Michael O’Neal Group can help you compare neighborhoods, evaluate property-specific considerations, and make informed real estate decisions.

Michael O’Neal | Broker | REALTOR®
The Michael O’Neal Group
Keller Williams Realty Northeast
Call or Text: 832-797-3780

Ask Michael a QuestionSearch HomesCompare Neighborhoods

Buyer questions

Buying in Lago Mar: common questions

What are the pros and cons of living in Lago Mar?

Lago Mar's draws are its 12-acre Crystal Lagoon, new homes from several builders starting around $300,000, pools and a recreation center, and a location on I-45 between Houston and Galveston. The tradeoffs are coastal windstorm requirements, a $0.90 MUD rate on top of other taxing units in Beacon Point, HOA dues that are not officially published, and different districts on the west and east sides.

Sources: Community Impact: lagoon opens (2020) · Lennar: Lago Mar brochure · TDI: TWIA overview Checked Oct. 22, 2026

What should buyers know before buying a home in Lago Mar?

Get insurance quotes early: homeowners, windstorm (with the home's WPI-8) and flood. Look up the lot on Galveston CAD to see its MUD and drainage district, since they differ by section. Ask for the association's resale certificate or the builder's HOA disclosure, because no official dues figure is published.

Sources: TDI: Do you need a windstorm inspection? · Galveston Central Appraisal District · FEMA Flood Map Service Center Checked Oct. 22, 2026

Moving to Lago Mar?

Get the free Lago Mar relocation guide.

A printable PDF built from the research on this page, with every fact linked to its source:

  • What residents may love and what buyers should consider in Lago Mar
  • The three things to check here before you make an offer:
    • Hurricane exposure, windstorm and flood insurance
    • Texas City, Dickinson ISD and the section's MUD
    • Get the association's numbers in writing
  • Communities worth comparing, the relocation checklist and the out-of-town buying steps
Text RELOCATE to 832-797-3780Or call Michael

Free Lago Mar guide

Answer 3 quick questions

Question 1 of 3

When are you planning to move?

Quick overview

History and development

Land Tejas started homebuilding in December 2015 on 2,033 acres planned for 4,500 homes; Gehan and Westin were the first builders. Source

Planning began in 2005 and homes began going up in 2017; in Dec 2022 the city engineer estimated 1,200-1,500 completed homes. Source

Homes and construction

LGI Homes began selling in February 2023 with 601 planned homes from the $290s. Source

Location and getting around

Lago Mar fronts I-45 between Houston and Galveston. Source

Everyday life

The 12-acre Crystal Lagoon opened to residents in early June 2020, with more than a mile of shoreline and about 100 acres around it. Source

Crystal Lagoons reported that the public, ticketed portion opened in July 2020. Source

Rules worth knowing

A 2020 annual meeting report described a landscaping plan rejection and lawsuit over approved plant lists, showing that the association enforces landscape approval rules. Source

Developer and builders

Land Tejas developed the 2,033-acre west side; homebuilding began in December 2015 with Gehan Homes and Westin Homes as the first builders. Source

RCLCO's 2025 ranking credits Land Tejas/Starwood Land. Source

East side: two companies not affiliated with Land Tejas own about 1,300 acres; Beacon Point (756 lots) is developed by Affinity Lago Clara and built by Chesmar Homes. Scarborough Lane Development manages Lago Mar East (895+ acres, 2,524+ lots, Galveston County MUD 58). Source

Why buyers are looking at Lago Mar

  • RCLCO 2025 top-selling MPCs nationally: No. 47, 380 sales (2024: 344, +10%) (2025) RCLCO
  • RCLCO mid-2025: No. 34, 238 sales (Jan-Jun 2025) RCLCO
  • HAR 2025 Facts, Lago Mar Pod (county appraisal values): 2,350 single-family properties; median market value $352,880; median 2,215 sqft; median lot 6,792 sqft; median year built 2021 (2025 tax year) HAR.com

Rankings and counts are quoted as their publishers reported them, with the period. They describe sales activity, not a recommendation.

Homes and market

Lago Mar homes for sale and neighborhood facts

Live listings in Lago Mar

Every active listing from every brokerage, through our HAR.com MLS search. This search uses the subdivision name "Lago Mar", so it covers all of its sections in ZIP codes 77568 and 77510.

Listings provided through HAR.com (Houston Association of REALTORS® Information Service); information believed accurate but not guaranteed. Open this search in a new window · Search all Houston homes

Help Me Buy in Lago MarWhat Is My Lago Mar Home Worth?Call or text 832-797-3780

Researched and maintained by The Michael O’Neal Group, Keller Williams Realty Northeast. Michael O’Neal, Broker · REALTOR®, Texas broker license #624124. Last reviewed October 14, 2026. About Michael

For homeowners

Selling a home in Lago Mar?

Our Lago Mar seller guide covers HAR market data, what buyers will ask about and what to have ready, plus a free, no-obligation pricing review.

Read the Seller GuideWhat Is My Home Worth?

Every neighborhood has its advantages and tradeoffs. Before you buy, let’s talk about what actually matters to you.

Michael O’Neal
Broker | REALTOR® · The Michael O’Neal Group
Keller Williams Realty Northeast
Call or text: 832-797-3780 · themichaelonealgroup.com

Call MichaelText MichaelSend a question

Lago Mar market facts

MeasureValuePeriod
Single-family properties (HAR 2025 Facts, Lago Mar Pod)2,3502025 Source
Median market value$352,8802025 Source
Median appraised value$349,0402025 Source
Median price/sqft$156.392025 Source
Median size2,215 sqft2025 Source
Median lot6,792 sqft2025 Source
Median year built20212025 Source
Value range$280K-$449K2025 Source
La Marque market area (wider area; whether it contains Lago Mar not stated): homes sold2472024 Source
La Marque market area (wider area): median sold price/sqft$140.202024 Source

Figures are as HAR.com or the named source showed them on the date checked; market-area figures cover a wider area than the community. They are not live and not a value for any one home. For a home’s value, ask for a pricing review.

New construction and builders

BuilderCollectionsAdvertised fromLotsQuick move-inChecked
Century CommunitiesLago Mar 40's, Lago Mar 50'sFrom the high $200s (40's); from the low $300s (50's)40', 50'2026-10-20 Source
D.R. HortonLago Mar 55' Homesites$314,99055'2026-10-20 Source
Westin HomesLago Mar - 60'$534,99060'2026-10-20 Source
Chesmar Homes (Beacon Point, east side)Beacon Point$309,9902026-10-20 Source
LGI HomesFrom the $290s (Feb 2023 release; current page not loaded)2026-10-20 Source

Builder incentives shown on the day we checked

  • D.R. Horton: Up to $1,000 toward closing costs or options for Main Street Stars, airline employees and industrial/transportation workers. Terms: Contract 1/1/2026-12/31/2026, close by 1/29/2027. Ends 2026-12-31. Checked 2026-10-20. Source
  • D.R. Horton: 5.50% (6.022% APR) special rate on select homes, 30-year conventional fixed with 5% down. Terms: Contract on or after 9/21/26 and close by 12/31/26. Ends 2026-12-31. Checked 2026-10-20. Source
  • Century Communities: Hometown Heroes: first responders up to $1,000 off the sales price; special financing for a limited time. Conditions are not shown on the builder’s page; ask the builder. Checked 2026-10-20. Source

Incentives change often and come with conditions (preferred lender, contract or closing deadlines, specific homes). They are quoted only as each builder showed them on the date listed; confirm with the builder before you rely on one. See verified builder incentives.

Prices are the builder’s or developer’s advertised starting prices on the date checked, not a quote. Register your own agent on your first visit; the builder’s sales staff represent the builder. New construction guide.

Sections and phases

  • West side (Land Tejas, 2,033 acres)Selling now Source
  • Beacon Point (east side, 756 lots, Chesmar)Selling now Source
  • Lago Mar East (895+ acres, MUD 58)Selling now Source
  • Lagoon mixed-use entertainment districtFuture Source

Shopping, jobs and what is being built nearby

  • Planned (2018-2020 reports): a 70-acre mixed-use entertainment district on the lagoon's east side with up to 30 restaurants, a possible hotel, condos and about 250,000 sq ft of retail. Current status not verified. Source
  • Approved Dec 2022: Beacon Point, 756 lots on nearly 300 acres east of I-45, built by Chesmar Homes. Source
  • Lago Mar East: 895+ acres and 2,524+ single-family lots at build-out in Galveston County MUD 58; development manager Scarborough Lane. Source
  • Tanger Outlets sits near the community entrance; early commercial neighbors also included a Buc-ee's and a planned theme park. Source

Projects are labeled as their sources describe them (planned, approved, under construction or open). Plans change.

Flood zones and property flood research

  • Galveston County is one of 14 first-tier coastal counties in TWIA's catastrophe area. TWIA requires a windstorm certificate of compliance (WPI-8) for structures built since 1988 to be eligible for its wind and hail coverage; re-roofs and repairs must also meet the windstorm code. TDI has a windstorm field office in La Marque. Source
  • TDI's windstorm building code follows the 2024 IRC/IBC as of April 1, 2026; inspections for ongoing construction start with form WPI-1, for completed work with WPI-2E and a Texas licensed engineer. Source
  • Galveston County drainage districts on the 2025 CAD sheet: No. 1 (0.0665), No. 2 (0.04508), Consolidated D08 (0.11555); which one covers Lago Mar was not confirmed. Source
  • No official drainage project naming Lago Mar and no developer floodplain claim were found (developer site could not be loaded). Check FEMA maps and an elevation certificate for each lot. Source

A neighborhood name does not tell you a home’s flood risk. For any specific address, check the FEMA flood map and the county’s tools, read the seller’s disclosure for prior flooding and claims, ask for any elevation certificate, and get a flood insurance quote during your option period.

Open the Flood Map Center Property flood checklist

Advantages and tradeoffs

Advantages

  • 12-acre Crystal Lagoon with beaches and paddle sports for residents. Source
  • Several builders with new homes starting around $300,000 (Century, Lennar, D.R. Horton, Chesmar). Source
  • On I-45 between Houston and Galveston, next to Tanger Outlets. Source

Tradeoffs to weigh

  • Coastal county: TWIA windstorm certification (WPI-8) is needed for TWIA wind coverage. Source
  • Builders estimate total tax rates around 3.27%, with MUD rates varying by section (e.g., Galveston County MUD 57 at 0.90 per $100 in 2025). Source
  • Land Tejas west side and the east side (Beacon Point, Lago Mar East) have different developers and utility districts. Source

Owner and buyer resources

Lago Mar HOA, Documents, Taxes and Services

The public facts an owner or buyer needs, with a link to the official source for each. Last checked Oct 20, 2026.

HOA contacts and fees

Master association

Property Owners Association of Lago Mar

Applies to: Lago Mar (established 2015, per the article)

Management
Associa Principal Management Group (Houston), per a 2020 news report; 2026 MLS listings name 'PMG Houston' / 'Principle Management Group' Source
Assessment
The association does not publish its assessment amount on a public page we could find. Ask the management company, or get it from the resale certificate during your option period.

Association source

HOA summaries are informational. The recorded governing documents and the association’s written confirmation control. Fees change; confirm current amounts before you rely on them.

Help Me Review This Home’s HOA

Taxes and districts

County
Galveston
City status
City of Texas City (Lago Mar planned unit development and tax increment reinvestment zone) Source
DistrictTypeApplies toTax rate
Galveston County MUD No. 58MUDLago Mar East (per its development manager)0.000000 per $100 (M&O 0, I&S 0) for 2025 Source
Galveston County MUD No. 57MUDBeacon Point (east side) water and sewer, per a Texas City agreement referenced by the Galveston County Daily News0.900000 per $100 (all M&O) for 2025 Source
Lago Mar Tax Increment Reinvestment Zone (City of Texas City)TIRZLago Mar, including Beacon PointRate not confirmed Source
  • 2025 rates per $100 from Galveston CAD: Galveston County 0.322660; Dickinson ISD 1.142000; Santa Fe ISD 1.101400; City of Texas City 0.478433; College of the Mainland 0.263800; Galveston County Road & Flood 0.003000; GC Navigation District No. 1 0.023740; drainage districts 1, 2 and consolidated (D08) 0.0665, 0.04508 and 0.11555. Which MUD and drainage district apply depends on the lot. Source
  • Lennar's Lago Mar brochure gives an approximate total tax rate of 3.27% (builder estimate, prices as of March 28, 2025). Source
  • The MUD serving the Land Tejas west side was not identified from an official source; Galveston CAD lists MUD 52-68 rates but does not name communities. Source

Your total property tax depends on the specific parcel: which taxing units it sits in, its appraised value and the exemptions you qualify for. Check the exact address in the appraisal district’s records before you rely on any total.

Amenities and who can use them

  • Crystal Clear Lagoon (12 acres, white-sand beaches, floating dock for paddleboards and kayaks)Residents only Source
  • Public lagoon access (ticketed Public Access Lagoon)Open to the public Source
  • Resort-style pool, fitness center and catering kitchenResidents only Source
  • Recreation center (fitness center, pool, playground)Residents only Source
  • Classic Collection lagoon-style pool, splash park and community centerResidents only Source
  • Parks and playgroundsResidents only Source
  • Tanger Outlets near the community entranceOpen to the public Source

Resident-only amenities usually need a key, badge or sticker from the association. Rules and hours change; check the association’s current rules.

What we could not verify

  • Developer site lagomartx.com could not be loaded (robots block for fetching; error page in Chrome), so developer builder list, amenity list, HOA contacts, floodplain statements and incentives are missing.
  • Official HOA assessment, management company contact, resale/transfer and capital contribution fees, and governing documents (declaration, guidelines) for the Property Owners Association of Lago Mar.
  • The MUD(s) serving the Land Tejas west side and which sections each MUD covers; TCEQ pages refused automated access.
  • Electricity, water/sewer and trash providers; tnmp.com and texascitytx.gov were not reachable (permission requests timed out / page rendered no text).
  • Commute routes from official sources (TxDOT/developer) not loaded; only that Lago Mar is on I-45 (HAR) is sourced.
  • Current status and pricing of the public lagoon section and of the planned entertainment district.
  • Coordinates from an official or geocoded source.
  • HAR market-area median sold price, days on market and months of inventory for the area containing Lago Mar (the La Marque market-area page did not show them or confirm it covers Lago Mar).

If you own here and can share a public link to any of these, call or text 832-797-3780 and we’ll add it with its source.

Schools

Dickinson ISD Source

    Attendance zones are set by address and can change each year. Confirm with the district before you rely on a campus.

    Flood, drainage and property research

    A mapped flood zone does not tell you a home’s full flood risk, and a neighbor’s history doesn’t tell you this home’s. Check the specific address, ask the seller for the Texas flood disclosure and any claims history, and get an insurance quote early.

    Buying here

    What to review before an offer in Lago Mar

    • Read the declaration and any supplemental declaration for the home’s section, plus the architectural guidelines, before your option period ends.
    • Order the resale certificate early and confirm every association that bills the home, with current dues and transfer fees.
    • Look up the parcel’s MUD or other district tax rates; they can be a large share of the total bill and vary by section.
    • Check the address on FEMA and county flood tools, request the seller’s flood disclosure, and price flood insurance before you commit.
    • Confirm school assignment for the exact address with the district.

    Selling here

    Selling in Lago Mar

    Buyers here compare section, builder, lot, HOA and district costs side by side. I price from recent sales in the same section and present the documents buyers will ask for up front. A pricing review is a conversation based on recent sales, not an appraisal.

    What Could My Home Sell For?Compare a Cash Offer With Listing

    Market snapshot: we publish sold-price statistics only from authorized MLS data with the period and sample size. Ask for a community market analysis.

    Neighborhood FAQ

    Lago Mar: questions buyers and sellers ask

    23 direct answers about Lago Mar, researched by Michael O’Neal’s team from official and public sources. Each answer lists its sources and the date we checked them; facts that change (fees, tax rates, school zones) should be confirmed for the specific address.

    All real estate FAQsFlood maps
    What are the HOA dues in Lago Mar?

    We could not verify Lago Mar's dues from an official association or developer source. Other sources give different figures: a 2020 Galveston County Daily News report described a $750 annual maintenance fee plus a $300 beach club charge, a $180 alarm charge and a $400 gated-section fee; and Lennar's brochure estimated about $125 a month as of March 2025. Ask for a resale certificate or the builder's HOA disclosure to get the current amount for a specific home.

    Sources: galvnews.com Checked Oct 20, 2026

    Who manages the Lago Mar HOA?

    The association is the Property Owners Association of Lago Mar, established in 2015 according to a 2020 Galveston County Daily News report, which named Associa Principal Management Group in Houston as manager. MLS listings in 2026 list the association contact as PMG Houston or Principle Management Group. A current official contact page was not available, so confirm the management company on the resale certificate or with the developer's welcome center.

    Sources: galvnews.com Checked Oct 20, 2026

    What is the property tax rate in Lago Mar?

    It depends on the lot. Galveston CAD's 2025 sheet shows Galveston County 0.32266, Dickinson ISD 1.142, City of Texas City 0.478433, College of the Mainland 0.2638, Road & Flood 0.003 and Navigation District No. 1 0.02374 per $100, plus a MUD and possibly a drainage district. Galveston County MUD 57, tied to Beacon Point's water and sewer, levied 0.90; MUD 58, serving Lago Mar East, levied 0. Lennar estimates a total of about 3.27 percent. Check the property's CAD record before estimating the bill.

    Sources: galvestoncad.org Checked Oct 20, 2026

    What school district is Lago Mar in?

    Dickinson ISD. Builders name different campuses: Century Communities lists Louis G. Lobit Elementary, Elva C. Lobit Middle, Dickinson Junior High and Dickinson High, while D.R. Horton and Westin list Ruth E. Laird Elementary, Dickinson Junior High and Dickinson High. School assignments and attendance boundaries can change. Confirm the assigned schools directly with Dickinson ISD before making a housing decision. Century lists the district's main number as 281-229-6000.

    Sources: centurycommunities.com Checked Oct 20, 2026

    Is the Lago Mar lagoon open to the public?

    When it opened in 2020 the lagoon had a resident side and a public side. Residents got access in early June 2020, and Crystal Lagoons reported that the ticketed public section opened in July 2020 and sold out almost daily. The resident beach and amenities took about 35 percent of the shoreline. We could not confirm current public hours, ticket prices or season, so check with the operator before planning a visit.

    Sources: crystal-lagoons.com Checked Oct 20, 2026

    How big is the Crystal Lagoon at Lago Mar?

    The lagoon covers 12 acres, with more than a mile of shoreline and over a quarter mile end to end, according to a 2020 Community Impact report. Land Tejas said it was the largest such amenity in the U.S. by length and perimeter, about six times the size of its first lagoon at Balmoral in Humble. Builders describe white-sand beaches and a floating dock for paddleboarding and kayaking.

    Sources: Community Impact Checked Oct 20, 2026

    Do I need windstorm insurance in Lago Mar?

    Galveston County is one of the 14 first-tier coastal counties in the Texas Windstorm Insurance Association catastrophe area, according to the Texas Department of Insurance. To be eligible for TWIA wind and hail coverage, a structure built since 1988 needs a windstorm certificate of compliance (WPI-8), and re-roofs and repairs must also meet the windstorm code. On a new home, ask the builder for the WPI-8 at closing; on a resale, ask the seller for it and any later re-roof certificates.

    Sources: tdi.texas.gov Checked Oct 20, 2026

    What is a WPI-8 and how do I get one?

    A WPI-8 is the Texas Department of Insurance certificate showing a structure meets the windstorm building code. For work in progress, the process starts with form WPI-1 and inspections during construction. For completed work, it starts with form WPI-2E, and a Texas licensed professional engineer submits a sealed design or post-construction evaluation. TDI has a windstorm field office in La Marque. Since April 1, 2026 the code follows the 2024 IRC and IBC.

    Sources: tdi.texas.gov Checked Oct 20, 2026

    Does Lago Mar flood?

    We do not say whether any area floods. Lago Mar is in coastal Galveston County, which is in TWIA's catastrophe area for wind. We did not find an official drainage project naming Lago Mar or a developer floodplain statement we could verify. For a specific home, check the FEMA flood map, ask for an elevation certificate and the seller's disclosure, and get flood and windstorm insurance quotes before you commit.

    Sources: tdi.texas.gov Checked Oct 20, 2026

    Who are the builders in Lago Mar?

    Builder pages checked on Oct 20, 2026 show Lennar (Classic and Fairway collections), Century Communities (40's and 50's), D.R. Horton (55-foot homesites) and Westin Homes (60-foot). Chesmar builds Beacon Point on the east side, which local news calls Beacon Point at Lago Mar. HAR also names Highland Homes, and LGI Homes began selling in 2023. The developer's own builder page could not be loaded.

    Sources: lennar.com Checked Oct 20, 2026

    How much are new homes in Lago Mar?

    Starting prices on Oct 20, 2026: Century from the high $200s (40's) and low $300s (50's), with plans from $279,990; Lennar $299,990 to $516,990 with Classic plans from $313,990; D.R. Horton 55-foot from $314,990; Chesmar's Beacon Point from $309,990; Westin 60-foot from $534,990. These are list prices on the date checked and do not include incentives, lot premiums or upgrades.

    Sources: centurycommunities.com Checked Oct 20, 2026

    What builder incentives are available in Lago Mar?

    On Oct 20, 2026, D.R. Horton offered up to $1,000 toward closing costs or options for qualifying workers (contract by Dec 31, 2026, close by Jan 29, 2027) and a 5.50 percent (6.022 percent APR) rate on select homes with 5 percent down for contracts on or after Sept 21 that close by Dec 31, 2026. Century offered first responders up to $1,000 off and limited-time financing, without full terms shown. Incentives change often, so confirm the current terms in writing.

    Sources: drhorton.com Checked Oct 20, 2026

    How many homes will Lago Mar have?

    Land Tejas planned 4,500 homes on 2,033 acres when building began in 2015, and later reports cite 4,400 or more than 4,000 for the west side. The east side adds Beacon Point (756 lots) and Lago Mar East (more than 2,524 lots at build-out). HAR's 2025 Facts counted 2,350 single-family properties in the Lago Mar Pod neighborhood. In December 2022 the city engineer estimated 1,200 to 1,500 completed homes.

    Sources: realtynewsreport.com Checked Oct 20, 2026

    Where is Lago Mar?

    Lago Mar is in Texas City in Galveston County, between Houston and Galveston. The original 2,033-acre Land Tejas side is west of I-45 and north of FM 1764, and the newer Beacon Point and Lago Mar East sections are east of I-45. Tanger Outlets sits near the community entrance. Addresses use Texas City, La Marque or Santa Fe with ZIP codes 77568 and 77510.

    Sources: realtynewsreport.com Checked Oct 20, 2026

    Is Lago Mar a top-selling community?

    RCLCO ranked Lago Mar No. 47 nationally for 2025 with 380 new-home sales, up from 344 in 2024 (Realty News Report printed No. 46). It ranked No. 34 for January to June 2025 with 238 sales but was not on RCLCO's mid-2026 list. Rankings measure new-home contracts reported by communities, not resale values. HAR's master-plan page showed 180 homes for sale and 485 sold (no period stated) on Oct 20, 2026, which reflects an active mix of new and resale homes.

    Sources: rclco.com Checked Oct 20, 2026

    What is planned for the Lago Mar entertainment district?

    Earlier plans called for a 70-acre mixed-use district on the lagoon's east side, sometimes called the Breezeway Boardwalk, with up to 30 restaurants and venues, a possible hotel, a sailing facility, condos, townhomes and about 250,000 square feet of retail. Those plans were reported in 2018 and 2020. We could not confirm their current status, so treat them as plans, not a commitment.

    Sources: galvnews.com Checked Oct 20, 2026

    Are there gated sections in Lago Mar?

    Yes. Lennar's brochure lists the Bristol and Fairway collections as gated single-family homes (shown as coming soon as of March 2025), and a 2020 news report described a $400 gated-section fee charged by the association. The current gated-section fee was not confirmed from an official source. Residents at that 2020 meeting said the gates were rarely closed. Ask the builder or association which streets are gated and what the gated fee is today before comparing homes.

    Sources: lennar.com Checked Oct 20, 2026

    What are the rules on landscaping and improvements in Lago Mar?

    Lago Mar's governing documents and design guidelines are not publicly posted where we could reach them. A 2020 news report described the association rejecting a homeowner's landscaping plan and suing over plants not on its approved list, which shows the association enforces landscape approvals. Before changing landscaping, fences or exterior features, get written approval from the association and request the current guidelines with your resale certificate.

    Sources: galvnews.com Checked Oct 20, 2026

    What is Lago Mar East?

    Lago Mar East is a separate development area of more than 895 acres planned for over 2,524 single-family lots, in Galveston County MUD 58. Scarborough Lane Development serves as development manager for the owners and coordinates with Texas City and Dickinson. Galveston CAD showed MUD 58 at a 0 rate for 2025. Ask whether its lots share the Lago Mar association and lagoon access.

    Sources: scarboroughlanedevelopment.com Checked Oct 20, 2026

    How old are the homes in Lago Mar?

    Land Tejas started homebuilding in December 2015 on 2,033 acres planned for 4,500 homes; Gehan and Westin were the first builders. Planning began in 2005 and homes began going up in 2017; in Dec 2022 the city engineer estimated 1,200-1,500 completed homes.

    Sources: realtynewsreport.com · galvnews.com Checked Oct 13, 2026

    Where can I find Lago Mar’s HOA documents and deed restrictions?

    Recorded restrictions are also on file with the Harris County Clerk, and the state’s management certificate search shows the association’s registered manager and recorded documents. In a purchase, ask for the resale certificate and current governing documents early in the option period.

    Search every community’s HOA documents

    Sources: Texas HOA management certificate search Checked Oct 13, 2026

    What parks, pools, trails and golf are in or near Lago Mar?

    Resident amenities include Crystal Clear Lagoon, Resort-style pool, fitness center and catering kitchen, Recreation center, Classic Collection lagoon-style pool, splash park and community center, and Parks and playgrounds. Open to the public or by membership: Public lagoon access and Tanger Outlets near the community entrance. Resident-only facilities usually need a key, badge or sticker from the association, and rules and hours change.

    Amenities and who can use them

    Sources: centurycommunities.com · crystal-lagoons.com · investor.lgihomes.com · lennar.com Checked Oct 13, 2026

    What should sellers in Lago Mar know before listing?

    Pricing in Lago Mar should come from recent sales in the same section, adjusted for lot, size and updates. Expect the buyer to ask for a resale certificate from Property Owners Association of Lago Mar; ordering it early avoids delays. Because the home is in a utility or special district, Texas law requires a written district notice to the buyer, and a buyer comparing payments will look at the total tax rate. Have the seller’s disclosure, any repair receipts and, if you have one, an elevation certificate ready before you list.

    Request a pricing review · Compare a cash offer with listing

    Sources: Texas Water Code §49.452 (district notice) Checked Oct 13, 2026

    Personal help

    Questions about Lago Mar?

    Everything on this page is free to read. When you want help with a specific home, a shortlist or your own home’s value, tell us what you need.

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    Researched and published by The Michael O’Neal Group, Keller Williams Realty Northeast. Last checked Oct 20, 2026. Every fact links to its source; tell us if something has changed.

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