Selling Your Home in Stillwater on Lake Houston?

Market data

Stillwater on Lake Houston home values and market activity

HAR does not publish a single neighborhood fact sheet that matches Stillwater on Lake Houston, so we price from MLS sales of homes like yours instead.

Seller preparation

What Stillwater on Lake Houston buyers will ask, and what to have ready

1. City of Houston and MUD 499

   A Section 1 parcel record lists the City of Houston and no ESD. Adopted 2025 rates per $100 (Harris County Tax Office): Humble ISD 1.1052, City of Houston 0.51919, Harris County 0.38096, Hospital District 0.18761, Flood Control District 0.04966, Port of Houston 0.0059, Department of Education 0.0048 and MUD 499 0.76, plus a college district on the HCAD record. Assessments of the Southwest collects the MUD tax.

   • File the homestead exemption with HCAD after you move in; the seller's bill reflects the seller's exemptions.

   What buyers will do: Confirm the city levy and MUD on the HCAD account for the exact address before you set your offer price.

   What to have ready: Your latest tax statement with its list of taxing units and your exemptions. Buyers know their own bill will be figured on their own value and exemptions, so a clear breakdown helps.

   Sources: Harris Central Appraisal District · Harris County Tax Office rates

2. Stillwater Community Association fees

   Goodwin & Company manages the Stillwater Community Association. Its October 2023 certificate lists working capital equal to one annual assessment ($1,293 then), a $375 resale certificate, a $275 transfer fee and rush fees from $100 to $350. Resale certificates are ordered through Community Archives from Goodwin's site.

   • Order the certificate early; rush fees rise sharply inside 10 business days.
   • The declaration was recorded in 2014 with a 2016 amendment.

   What buyers will do: Ask the seller to order the resale certificate as soon as the contract is signed and confirm the current assessment.

   What to have ready: The management company’s contact, an early order for the resale certificate for every association on the lot, and approval letters for exterior changes.

   Sources: Stillwater management certificate (2023) · Goodwin & Company

3. Beside Lake Houston

   Stillwater sits along the western edge of Lake Houston. In August 2018 Council Member Dave Martin's office estimated that more than 17,000 homes flooded across the Lake Houston area in Hurricane Harvey (2017); that is an area-wide figure, not a Stillwater count. Inside city limits, work in a mapped floodplain goes through the City of Houston's floodplain office.

   • Ask for the survey, any elevation certificate and the flood insurance history.
   • If the home is under ten years old, ask for the Taylor Morrison warranty papers and whether coverage transfers.

   What buyers will do: Look up the lot on the FEMA map and the Harris County flood tool and get a flood insurance quote before the option period ends.

   What to have ready: Your seller’s disclosure flood answers, any elevation certificate, your flood insurance declarations page and records of any claim, repair or mitigation work.

   Sources: FEMA Flood Map Service Center · HCFCD Flood Education Mapping Tool · Houston Floodplain Management Office

Insurance and disclosures: buyers will price homeowners and flood insurance before they commit. Have your current declarations pages, any elevation certificate and any flood-claim history ready; Texas sellers also answer flooding questions on the seller’s disclosure notice (Texas Property Code §5.008). See our Houston flood map guide.