Detention basins
The district maintains four stormwater detention basins inside its boundaries.6
The Michael O’Neal Group · Lakes at Grand Harbor community guide
Lakes at Grand HarborLower price point
Want a newer Katy ISD home between I-10 and the Grand Parkway for under $400K? Lakes at Grand Harbor is worth a look. Ask about the utility district's 2025 bond election before you buy.
Michael O’Neal, Broker · REALTOR® leads The Michael O’Neal Group from the Keller Williams Realty Northeast office on West Lake Houston Parkway in Humble. Meet Michael
Lakes at Grand Harbor from above. Aerial: USGS The National Map imagery (public domain).
Interactive neighborhood map
Lakes at Grand Harbor and its neighbors, on one map.
Tap the gold dot for Lakes at Grand Harbor’s HAR figures and tax units; colored dots are groceries, parks and hospitals with verified coordinates. Gray dots are nearby neighborhoods to compare.
- Lakes at Grand Harbor
- Nearby neighborhood
- Golf course
- Grocery, park or hospital
Neighborhood dots are approximate centers; we don’t draw subdivision, city or district boundaries. Filter rules: Golf nearby: Nearest golf course 1 mile or less (straight line from the neighborhood center). Near parks: A mapped park 1.5 miles or less from the neighborhood center. Larger homes: HAR 2025 median home size of 2,800 sq ft or more. Established: HAR 2025 median year built before 1995. Newer homes: HAR 2025 median year built 2010 or later. Larger lots: HAR 2025 median lot of 9,000 sq ft or more.
Daily life
What everyday life in Lakes at Grand Harbor looks like.
From the area’s own records and each place’s official page. Places without verified coordinates are described here but not mapped.
Open to the public
Groceries
Nearest H-E-B stores in our list (straight line from Lakes at Grand Harbor’s center): Katy Market H-E-B, 1.6 mi; Katy Park H-E-B, 2.8 mi.
Open to the public
Healthcare
Nearest hospitals with an emergency room (straight line): Houston Methodist West Hospital, 5.9 mi; Texas Children's Hospital West Campus, 6.3 mi.
Neighborhood comparison
Lakes at Grand Harbor and nearby neighborhoods, side by side.
Tap Compare on Lakes at Grand Harbor and one or two neighbors to line up HAR figures, dues and tax units.
Lakes at Grand Harbor
Lakes at Grand Harbor
Lakes at Grand Harbor and Estates at Grand Harbor are neighboring Katy subdivisions near I-10 and the Grand Parkway in Harris County (ZIP 77494), in Katy ISD and served by Harris-Fort Bend Counties MUD 3.
- 2009Median year built
- Harris-Fort Bend MUD 3: $0.5400 per $100 (2025)
Nearby community
Cinco Ranch
Katy area of Fort Bend County. HAR lists the community address as 23103 Cinco Ranch Blvd, Katy 77494; the golf club is at 23030 Cinco Ranch Blvd, Katy 77450.
- $458KHAR 2025 median value
- 2,663Median sq ft
- 2004Median year built
- Cinco Ranch Commercial Association II: $14.39 per point annual (due January 1) (2026)
- Cinco MUD 1: $0.3550 per $100 (2024) and 8 more
Nearby community
Cane Island
Cane Island is a master-planned community of about 1,100 acres north of I-10 and just west of the Grand Parkway, inside the City of Katy.
HAR has no 2025 neighborhood figures for this section. Ask for recent sales.
Nearby community
Firethorne
Firethorne is a 1,400-acre master-planned community on FM 1463 between Katy and Fulshear, in Fort Bend County south of I-10.
- 2015Median year built
- Fort Bend MUD 151: $0.7200 per $100 (2025)
Nearby community
Tamarron
West of Katy and north-east of Fulshear in Fort Bend County, off Jordan Road and Tamarron Parkway, with access to I-10 (Katy Freeway) per D.R. Horton.
- $354KHAR 2025 median value
- 2,098Median sq ft
- 2020Median year built
- Fort Bend County MUD No. 182: $1.0700 per $100 (not stated by FBCAD) and 2 more
Nearby community
Elyson
Northwest Katy area in Harris County, west of the Grand Parkway (SH 99) along FM 529.
- $444KHAR 2025 median value
- 2,732Median sq ft
- 2021Median year built
- HC MUD No. 457: $1.4158 per $100 (2025) and 2 more
Nearby community
Sunterra
West Katy, west of Pitts Road, running from Clay Road to just north of Beckendorff Road, near the Grand Parkway roughly midway between I-10 and US 290 (Katy Times); Community Impact places it along Clay and Pitts roads.
- $302KHAR 2025 median value
- 2,020Median sq ft
- 2024Median year built
- HC MUD No. 569: $1.5000 per $100 (current (as posted by the district's tax assessor, Oct 2026))
Nearby community
Anniston
North Katy area, ZIP 77493; Lennar's Welcome Home Center is at 6802 Harvest Wheat Lane, Katy 77493.
- $162KHAR 2025 median value
- 1,725Median sq ft
- 2024Median year built
- HC MUD No. 539: $1.5000 per $100 (2025)
Nearby community
Jordan Ranch
Northern Fulshear in Fort Bend County, about one mile south of I-10, with frontage on Texas Heritage Parkway; welcome center 30757 Jordan Crossing Blvd, Fulshear, TX 77423.
- $464KHAR 2025 median value
- 2,670Median sq ft
- 2022Median year built
- Jordan Ranch homeowners association (legal name not shown on the developer's FAQ): $1,235 per year (not stated (developer FAQ, checked 2026-10-20))
- Fulshear Municipal Utility District No. 3A: $1.1200 per $100 (not stated by developer)
Home figures: HAR.com 2025 Facts, as HAR shows them. Dues and tax rates: official sources with the year. Aerials: USGS The National Map (public domain).
Five things you might not know
Lakes at Grand Harbor details worth knowing.
- 01
Two subdivisions
HAR's 2025 facts count 316 homes in Lakes at Grand Harbor (median year built 2007) and 96 in Estates at Grand Harbor (2009).1
- 02
Values
HAR's 2025 median market values are $354,878 in Lakes at Grand Harbor and $385,788 in Estates at Grand Harbor.1
- 03
Between I-10 and the Grand Parkway
Community Impact (2018) described Lakes at Grand Harbor as bordered by I-10 and the Grand Parkway, with Centex Homes among the builders.4
- 04
Harris-Fort Bend Counties MUD 3
MUD 3 covers about 530 acres with about 597 homes and nine apartment complexes in Lakes at Grand Harbor, Estates at Grand Harbor and Towns at Seville. Its adopted rate is $0.54 per $100 for 2025.6
- 05
District infrastructure
The district runs two water plants, two lift stations, a wastewater treatment plant, four stormwater detention basins and a drainage outfall channel.6
Getting around
From Lakes at Grand Harbor to the rest of Houston.
Main routes: I-10 (Katy Freeway) and the Grand Parkway.78
Straight-line distance, not road miles. Traffic changes by the hour, so we don’t publish drive times; the route link opens Google Maps with current traffic, which is an estimate, not a guarantee.
Neighborhood matchmaker
Which nearby neighborhood fits you best?
Compare Lakes at Grand Harbor with nearby neighborhoods in five questions. Matches use only HAR 2025 neighborhood figures, official tax rates and straight-line distances, never anything about who lives there.
Lakes at Grand Harbor market dashboard
What the market around Lakes at Grand Harbor is doing.
HAR doesn’t publish monthly market-area figures for Lakes at Grand Harbor alone. HAR’s Katy - Southwest and Katy - Southeast market areas cover the communities around Lakes at Grand Harbor; we don’t claim Lakes at Grand Harbor sits inside either one. These are HAR’s own monthly single-family figures, read Nov. 6, 2026; HAR’s market areas have their own boundaries, so read them as the bigger picture.
Katy - Southwest
HAR market area · single-family
- $469,950Median sold price, Sep 2026
- 132Homes sold, Sep 2026
- 758Active listings, Oct 2026
- 4.7Months of inventory, Oct 2026
- 32Median days on market, Sep 2026
- +0.9%Active listings vs. a year ago
Katy - Southeast
HAR market area · single-family
- $410,000Median sold price, Sep 2026
- 69Homes sold, Sep 2026
- 342Active listings, Oct 2026
- 3.8Months of inventory, Oct 2026
- 24Median days on market, Sep 2026
- +10.7%Active listings vs. a year ago
HAR 2025 Facts for Lakes At Grand Harbor: median market value $354,878, typical range $302K - $419K, median home 2,667 sq ft on a 6,097 sq ft lot, median year built 20071.
Monthly trends
Source: HAR.com market area price trends (single-family sold and active tables). Reporting month shown on each point.
Neighborhood comparisons
HAR.com neighborhood pages, “2025 Facts” (checked Oct. 14, 2026). Neighborhood medians, not sale prices or appraisals. HAR market areas and neighborhoods have different boundaries, so compare like with like.
Greater Houston for context (September 2026): $325,000 median sale price, 40,192 active listings, 5.5 months of inventory. HAR, released Oct. 14, 202611.
What it means: months of inventory near 5 to 6 is usually called balanced. Subdivision-level pending sales and price reductions aren’t on HAR’s public pages; Michael can pull them from the MLS.
Thinking about selling in Lakes at Grand Harbor?
Get a Lakes at Grand Harbor market report
Recent sales, pending sales, price reductions and days on market from the MLS for your subdivision.
Lakes at Grand Harbor sellers
Find your Lakes at Grand Harbor home’s value.
Enter your address and spin the same Home Value Wheel that’s on our homepage. It uses one system across the site: a value Michael prepared for your home, or Homebot’s automated estimate labeled as Homebot’s. It never makes up a number. For a full comparative market analysis, ask Michael.
An automated estimate is not an appraisal or a comparative market analysis. For a professional pricing review, ask Michael or request a home valuation.
- Pricing from the marketA comparative market analysis of recent sales guides your price.
- Professional photographyBecause the first showing happens online.
- MLS and HAR.com exposureWhere Houston buyers and their agents search.
- Tracked inquiries and follow-upInterested buyers do not go cold.
- Buyer feedback and reportingWhat buyers and agents say after showings.
- Digital coordination and e-signingDocuments, deadlines and signatures tracked through closing.
- Launch videoShort pieces made for social media, where buyers see a home first.
- Aerial imageryDrone photos of the lot, the setting and the neighborhood.
- Matterport 3D toursAn immersive 3D tour buyers can walk through online, when it suits the home.
- Floor plansA floor plan with the listing photos, so buyers understand the layout.
- StagingStaging help when it will change how the home shows.
- Digital advertising and social contentPaid and organic campaigns that reach more local buyers.
No one can guarantee a buyer, a price or a timeline. What we control is how well your home is priced, presented and followed up.
Homeownership costs
What it costs to own in Lakes at Grand Harbor.
Katy ISD's adopted rate is $1.1171 per $100.2
Nothing is pre-filled for insurance. Get quotes for the specific address, including flood, even outside a mapped zone.
No rate is filled in for you. For reference, Freddie Mac’s average 30-year rate was 7.32% the week of Oct. 22, 2026. Lenders quote by credit and loan type.
True Cost of Homeownership calculator (adds exemptions, mortgage and PMI) · Mortgage calculator
Rates: each unit’s adopted rate from official sources, with its year2. Harris County units: Harris County (2026), Harris County Flood Control District (2026), Harris County Hospital District (2026), Port of Houston Authority (2026), Harris County Department of Education (2025).
Before you move here
The Good, The Bad & The Reality.
Want a newer Katy ISD home between I-10 and the Grand Parkway for under $400K? Lakes at Grand Harbor is worth a look. Ask about the utility district's 2025 bond election before you buy.
The Good
- Lower price pointHAR's 2025 median values are $354,878 and $385,788.13
- Between I-10 and the Grand ParkwayCommunity Impact described it as bordered by I-10 and the Grand Parkway.4
- New district parkMUD 3 registered a park and trail project for late 2025.5
- Katy ISDKaty ISD's adopted rate is $1.1171 per $100.2
The Bad
The Reality
- Michael’s bottom lineGrand Harbor is one of the more affordable ways into Katy ISD close to I-10. I would ask MUD 3 how the 2025 bond vote affects the tax rate, and check lake lots on the flood maps before making an offer.
- You may love it ifBuyers who want a newer Katy ISD home under $400K
- You may love it ifBuyers commuting on I-10
- You may love it ifBuyers who want to be close to Katy Mills and the Grand Parkway
- Consider elsewhere ifIf you want a lower MUD rate, compare Katy Creek Ranch.
- Consider elsewhere ifIf you want recreation centers and a gated section, look at Westheimer Lakes.
Michael’s Take · broker opinion, based on the sourced facts above
My take: Grand Harbor is one of the more affordable ways into Katy ISD close to I-10. I would ask MUD 3 how the 2025 bond vote affects the tax rate, and check lake lots on the flood maps before making an offer.
- Katy Independent School DistrictDistrict listed for Lakes at Grand Harbor in our recordsSARA school assignment by address
School assignments and attendance boundaries can change. Confirm the assigned schools directly with the district before making a housing decision. We don’t publish ratings or rankings.
Flood research
Flood research for a Lakes at Grand Harbor address.
Check the official maps for the specific address.
Research flood information for an address
- FEMA Flood Map Service CenterOfficial effective flood map for the address
- Harris County Flood Education Mapping ToolFEMA floodplains relative to structures
- MAAPnext interactive mapDraft next-generation maps and “Know Your Risk”
- Harris County Flood Warning SystemLive rainfall and stream gauges
- Our flood map guideHow to read the official maps
No map can say a property won’t flood. Check the official map, the seller’s disclosure, flood insurance and the elevation of the specific home. Michael is a broker, not a flood engineer or insurance agent.
Compare
Lakes at Grand Harbor vs. nearby choices.
HAR 2025 values where HAR publishes them, straight-line distances and links to each full guide. Nothing here is a rating.
| Measure | Lakes at Grand Harbor | Other |
|---|
Katy Creek Ranch · Westheimer Lakes · Katy · Cinco Ranch · Cane Island · Central Houston luxury comparison · Houston area map · Relocation guide
The O’Neal Insider
What’s happening near Lakes at Grand Harbor?
Texas Renaissance Festival
Texas Renaissance Festival grounds · 9 a.m. to 8 p.m.
Organizer: Texas Renaissance Festival
77th Annual H-E-B Thanksgiving Day Parade
Downtown Houston · 9 a.m.
Organizer: City of Houston Special Events Office
From The O’Neal Insider events calendar (checked Oct. 21, 2026). Past events hide automatically. All events · Restaurants and things to do
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Local events, new businesses and the housing market around Lakes at Grand Harbor, every Tuesday. One subscription; no spam.
Questions buyers actually ask
Lakes at Grand Harbor questions, answered.
What do HAR’s 2025 Facts show for homes in Lakes at Grand Harbor?
HAR’s 2025 Facts for “Lakes At Grand Harbor” show a median market value of $354,878, a typical range of $302K - $419K, a median home of 2,667 sq ft on a 6,097 sq ft lot, and a median year built of 2007. They are HAR’s neighborhood medians, not sale prices or appraisals.
Source: HAR.com 2025 Facts (checked Oct. 14, 2026).
Which local taxing units apply in Lakes at Grand Harbor besides Harris County?
Our records show Katy ISD at $1.1171 per $100 (2025); Harris-Fort Bend MUD 3 at $0.5400 per $100 (2025); Harris County ESD 48 at $0.1000 per $100 (2025). Rates and years are as each office lists them; the HCAD account for a specific address shows which units apply.
Sources: taxrateinfo.fortbendcountytx.gov, hctax.net.
What did HAR’s Katy - Southwest market area show this fall for buyers looking at Lakes at Grand Harbor?
On Nov. 6, 2026, HAR showed a Sep 2026 median sold price of $469,950 for single-family homes in its Katy - Southwest market area, with 132 sales that month, 758 active listings in Oct 2026 and about 4.7 months of inventory. HAR’s area has its own boundaries; ask for a subdivision-level report before pricing or offering.
Source: HAR.com market area price trends (read Nov. 6, 2026).
More questions and answers are in the resource center below.
Tools
Plan your move to Lakes at Grand Harbor.
Neighborhood matchmakerLakes at Grand Harbor vs. nearby neighborhoods.Ownership cost calculatorTaxes by unit, dues, insurance, mortgage.Affordability calculatorWhat price fits your budget.Flood researchOfficial maps for any address.True cost of ownershipTaxes by unit, exemptions, insurance.Houston flood map guideHow to read the official maps.Inner Loop HoustonThe wider area, compared.
Relocating?
Get the Greater Houston Relocation Guide
Central Houston and seven other regions, compared with the same sourced facts.
Have questions about Lakes at Grand Harbor?
Talk directly with Michael O’Neal.
- Broker and owner of The Michael O’Neal Group, Keller Williams Realty Northeast, 20665 W. Lake Houston Pkwy, Humble (TREC broker #624124)
- The Michael O’Neal Group has helped 2,035 families over 13 years
- RealTrends Verified: No. 1 team in Kingwood by volume and sides, 2025 sales data (profile)
- HAR Client Experience Ratings: 4.90 out of 5 from 90 surveys (imported Oct. 20, 2026; read the reviews)
- Works with buyers and sellers across Greater Houston from the team’s office in Humble
How the team helps
- Pricing from Lakes at Grand Harbor’s own recent sales
- Checking the tax units, any deed restrictions and the resale certificate before the option period ends
- Listing preparation and professional marketing
- Buyer representation and showings
- Relocation help for out-of-town buyers
- Transaction coordination from contract to close
The website assistant answers from our sourced Lakes at Grand Harbor guide and hands property-specific or current MLS questions to Michael’s team.
Home search
Explore Lakes at Grand Harbor homes.
Set your filters and the live MLS search opens through HAR.com’s IDX for The Michael O’Neal Group, with every listing’s official details and brokerage attribution.
Research
Lakes at Grand Harbor homeowner resource center.
Everything we’ve researched, with every source and checked date: city rules and services, documents, tax units, parks and amenities, schools, flood resources and FAQs. Search it or pick a topic.
Lakes at Grand Harbor at a Glance
Two subdivisions. HAR's 2025 facts count 316 homes in Lakes at Grand Harbor (median year built 2007) and 96 in Estates at Grand Harbor (2009). HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts
Values. HAR's 2025 median market values are $354,878 in Lakes at Grand Harbor and $385,788 in Estates at Grand Harbor. HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts
Between I-10 and the Grand Parkway. Community Impact (2018) described Lakes at Grand Harbor as bordered by I-10 and the Grand Parkway, with Centex Homes among the builders. Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018)
Harris-Fort Bend Counties MUD 3. MUD 3 covers about 530 acres with about 597 homes and nine apartment complexes in Lakes at Grand Harbor, Estates at Grand Harbor and Towns at Seville. Its adopted rate is $0.54 per $100 for 2025. Harris-Fort Bend Counties MUD 3: bond election FAQ (2025) Fort Bend County Tax Office: Harris-Fort Bend MUD 3
District infrastructure. The district runs two water plants, two lift stations, a wastewater treatment plant, four stormwater detention basins and a drainage outfall channel. Harris-Fort Bend Counties MUD 3: bond election FAQ (2025)
2025 bond election. MUD 3 called a November 4, 2025 election on up to $48.3 million in bonds to repair and replace aging water, sewer and drainage facilities. Harris-Fort Bend Counties MUD 3: bond election FAQ (2025)
New district park and trail. MUD 3 registered a Phase 1 park and trail project at 601 New Hope Lane for late 2025. TDLR: HFB MUD 3 Phase 1 park and trail development (TABS2025020727)
I-10 and the Grand Parkway. I-10 (Katy Freeway) and the Grand Parkway are the main routes. FHWA: Katy Freeway project profile TxDOT: Grand Parkway Segment D
Homes and the Lakes at Grand Harbor Market
| HAR neighborhood | Single-family homes | Median size | Median lot | Median year built | Median market value | Value range |
|---|---|---|---|---|---|---|
| Lakes At Grand Harbor | 316 | 2,667 sq ft | 6,097 sq ft | 2007 | $354,878 | $302K - $419K |
| Estates At Grand Harbor | 96 | 2,776 sq ft | 7,371 sq ft | 2009 | $385,788 | $313K - $476K |
HAR.com 2025 neighborhood facts. Market value is the appraisal district’s figure, not a sale price, and a median is not the value of any one home.
Community Impact (2018) named Centex Homes among the builders. Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018)
Median closed price, recent closed sales, price per square foot, days on market and active inventory for Lakes at Grand Harbor are MLS figures that HAR’s public pages do not publish by neighborhood. Ask for a current MLS report for the sections you are considering.
Live HAR.com search for Lakes at Grand Harbor; if it shows no homes, none are listed under that name right now. Widen the search or ask us.
Property Taxes, HOA and MUD in Lakes at Grand Harbor
| Taxing unit | Adopted rate | Year | Source |
|---|---|---|---|
| Harris-Fort Bend MUD 3 | $0.5400 per $100 | 2025 | Source |
| Harris County ESD 48 | $0.099995 per $100 | 2025 | Source |
| Katy ISD | $1.1171 per $100 | 2025 | Source |
| Harris County | $0.38096 per $100 | 2025 | Source |
| Harris County Flood Control District | $0.04966 per $100 | 2025 | Source |
| Harris County Hospital District | $0.18761 per $100 | 2025 | Source |
| Port of Houston Authority | $0.0059 per $100 | 2025 | Source |
| Harris County Department of Education | $0.004798 per $100 | 2025 | Source |
MUD 3's rate is from the Fort Bend County Tax Office (2025 adopted); the Harris County units are 2025 adopted rates from the Harris County Tax Office. The HCAD account lists the units for the address. Fort Bend County Tax Office: Harris-Fort Bend MUD 3 Harris County Tax Office: jurisdiction tax rates
HOA and deed restrictions
No assessment amount is published by an official source, so we do not show one. The resale certificate for the address shows what it owes.
We did not find the associations' own published assessments, so no dues figure is shown. Ask for the resale certificate. HAR.com: Lakes At Grand Harbor 2025 Facts
Rates are per $100 of taxable value; a tax bill also depends on the appraised value, exemptions and which units cover the address. Look an address up: Harris Central Appraisal District property search, Harris County Tax Office, True Cost of Homeownership calculator.
Schools Serving Lakes at Grand Harbor
- Katy ISD SARA school assignment by address
Grand Harbor is in Katy ISD, which assigns campuses by address. Confirm every campus for the exact address with the district. Katy ISD: school assignment by address (SARA)
School assignments and attendance boundaries can change. Confirm the assigned schools directly with the district before making a housing decision.
Flood and Drainage Research for Lakes at Grand Harbor
MUD 3 operates four stormwater detention basins and a drainage outfall channel. Check the lot on FEMA's map and HCFCD's Flood Education Mapping Tool, and read the seller's flood disclosure, especially for lake lots. Harris-Fort Bend Counties MUD 3: bond election FAQ (2025) FEMA Flood Map Service Center HCFCD Flood Education Mapping Tool
- FEMA Flood Map Service Center
- Harris County Flood Control District - Harris County Flood Education Mapping Tool
- How to read Houston flood maps
Flood zones are mapped parcel by parcel, and no guide can tell you whether a particular house has flooded or will flood. Ask the seller for the flood disclosure and any elevation certificate, and price flood insurance before your option period ends.
Getting Around from Lakes at Grand Harbor
East toward Houston: I-10 (Katy Freeway) and its managed lanes. FHWA: Katy Freeway project profile
North and south: the Grand Parkway (SH 99) Segment D runs from I-10 to US 59, with direct connectors to the Westpark Tollway that opened in 2024. TxDOT: Grand Parkway Segment D Community Impact: Westpark Tollway and Grand Parkway connectors (2024)
We name routes rather than quote drive times, which change with the hour and the exact address. Straight-line miles to both airports are on the fact sheet below.
Lakes at Grand Harbor Questions Buyers Ask
What do HAR's 2025 facts show for Grand Harbor?
Lakes at Grand Harbor has 316 homes with a median market value of $354,878 (built around 2007); Estates at Grand Harbor has 96 homes at $385,788 (around 2009).
Sources: HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts Checked Nov. 11, 2026
What utility district serves Lakes at Grand Harbor?
Harris-Fort Bend Counties MUD 3, which serves about 597 homes in Lakes at Grand Harbor, Estates at Grand Harbor and Towns at Seville. Its adopted rate is $0.54 per $100 for 2025.
Sources: Harris-Fort Bend Counties MUD 3: bond election FAQ (2025) Fort Bend County Tax Office: Harris-Fort Bend MUD 3 Checked Nov. 11, 2026
What was MUD 3's 2025 bond election about?
The district asked voters on November 4, 2025 to authorize up to $48.3 million in bonds to repair and replace aging water, sewer and drainage facilities. Ask the district for the result and any rate change.
Sources: Harris-Fort Bend Counties MUD 3: bond election FAQ (2025) Checked Nov. 11, 2026
Is Lakes at Grand Harbor in Harris County?
Yes. The homes are in Harris County with Katy addresses, even though the utility district's name includes Fort Bend.
Sources: Harris-Fort Bend Counties MUD 3: bond election FAQ (2025) HAR.com: Lakes At Grand Harbor 2025 Facts Checked Nov. 11, 2026
Which school district serves Lakes at Grand Harbor?
Katy ISD. Confirm each campus for the exact address with the district; assignments can change.
Sources: Katy ISD: school assignment by address (SARA) Checked Nov. 11, 2026
Keeping It Real with Michael O’Neal
Why Live in Lakes at Grand Harbor? The Good, The Bad & The Reality
Want a newer Katy ISD home between I-10 and the Grand Parkway for under $400K? Lakes at Grand Harbor is worth a look. Ask about the utility district's 2025 bond election before you buy.
Neighborhood Reality Check
Why You’ll Love It
- Lower price point
- Between I-10 and the Grand Parkway
- New district park
What Might Surprise You
- Bond election
- Shared district
- Smaller lots
Everyday Convenience
- Nearest H-E-B: Katy Market H-E-B, 1.6 mi
- ER: Houston Methodist West Hospital, 5.9 mi
- Shopping: Katy Mills, 0.9 mi
- Park: George Bush Park, 7.7 mi
Straight-line miles.
Michael’s Take
Grand Harbor is one of the more affordable ways into Katy ISD close to I-10.
Compare nearby:
Four Reasons People Love Living in Lakes at Grand Harbor
- 1Lower price point
HAR's 2025 median values are $354,878 and $385,788.
HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts
- 2Between I-10 and the Grand Parkway
Community Impact described it as bordered by I-10 and the Grand Parkway.
Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018)
- 3New district park
MUD 3 registered a park and trail project for late 2025.
TDLR: HFB MUD 3 Phase 1 park and trail development (TABS2025020727)
- 4Katy ISD
Katy ISD's adopted rate is $1.1171 per $100.
Four Things You Should Know Before Moving to Lakes at Grand Harbor
- 1Bond election
MUD 3 asked voters for up to $48.3 million in bonds in November 2025.
- 2Shared district
MUD 3 also serves nine apartment complexes and Towns at Seville.
- 3Smaller lots
Median lots are 6,097 and 7,371 sq ft.
HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts
- 4MUD rate
MUD 3 adopted $0.54 per $100 for 2025.
Who Might Love Lakes at Grand Harbor?
- Buyers who want a newer Katy ISD home under $400K
- Buyers commuting on I-10
- Buyers who want to be close to Katy Mills and the Grand Parkway
Who Might Prefer Somewhere Else?
- If you want a lower MUD rate, compare Katy Creek Ranch.
- If you want recreation centers and a gated section, look at Westheimer Lakes.
Everyday Convenience in Lakes at Grand Harbor
- Detention basins The district maintains four stormwater detention basins inside its boundaries. Harris-Fort Bend Counties MUD 3: bond election FAQ (2025)
Main routes: I-10 (Katy Freeway) and the Grand Parkway. FHWA: Katy Freeway project profile TxDOT: Grand Parkway Segment D
| Nearest H-E-B | Katy Market H-E-B 1.6 mi |
|---|---|
| Nearest H-E-B | Katy Park H-E-B 2.8 mi |
| Pharmacy | In-store pharmacy at Katy Market H-E-B 1.6 mi |
| Hospital with an ER | Houston Methodist West Hospital 5.9 mi |
| Major shopping | Katy Mills 0.9 mi |
| Parks and nature | George Bush Park 7.7 mi |
| Airport | George Bush Intercontinental Airport (IAH) 30 mi |
| Airport | William P. Hobby Airport (HOU) 32 mi |
Distances are straight-line from the approximate center of Lakes at Grand Harbor, not driving distance or time; your street and route change the real trip. Each place links to its official site; a list is not a recommendation.
The Real Estate Reality
| Median market value | $354,878 | HAR 2025 facts (Lakes At Grand Harbor) |
|---|---|---|
| Value range | $302K - $419K | HAR 2025 facts (Lakes At Grand Harbor) |
| Median home size | 2,667 sq ft | HAR 2025 facts (Lakes At Grand Harbor) |
| Median lot | 6,097 sq ft | HAR 2025 facts (Lakes At Grand Harbor) |
| Median year built | 2007 | HAR 2025 facts (Lakes At Grand Harbor) |
| Single-family homes | 316 | HAR 2025 facts (Lakes At Grand Harbor) |
| Tax rate: Harris-Fort Bend MUD 3 | $0.5400 per $100 (2025) | official rate; not a tax bill |
| Tax rate: Harris County ESD 48 | $0.099995 per $100 (2025) | official rate; not a tax bill |
| Tax rate: Katy ISD | $1.1171 per $100 (2025) | official rate; not a tax bill |
Median closed sale price, recent closed sales, price per square foot, days on market and inventory for Lakes at Grand Harbor come from the MLS, and HAR’s public pages do not publish them by neighborhood, so we do not show them here. Ask for a current MLS report for the streets you are considering. Full sources are on the Lakes at Grand Harbor Fact Sheet.
Michael’s Take Broker opinion, based on the sourced facts above
My take: Grand Harbor is one of the more affordable ways into Katy ISD close to I-10. I would ask MUD 3 how the 2025 bond vote affects the tax rate, and check lake lots on the flood maps before making an offer.
Lakes at Grand Harbor vs. Nearby Neighborhoods
Lakes at Grand Harbor vs. Katy Creek Ranch
Choose Katy Creek Ranch and you gain: A lower MUD rate.
You give up: Grand Harbor's location right off I-10.
Lakes at Grand Harbor vs. Westheimer Lakes
Choose Westheimer Lakes and you gain: Two recreation centers and a gated section.
You give up: Grand Harbor's Katy ISD address throughout.
Questions buyers ask about Lakes at Grand Harbor
Is Lakes at Grand Harbor a good place to live?
It suits buyers who want a newer Katy ISD home near I-10 at a lower price point, with 2025 HAR median values of about $355K to $386K. Ask the utility district about its 2025 bond election.
Sources: HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018) Checked Nov 11, 2026
What are the downsides of living in Lakes at Grand Harbor?
The utility district asked voters for up to $48.3 million in bonds in 2025, lots are on the smaller side, and the associations' assessments are not published online.
Sources: HAR.com: Lakes At Grand Harbor 2025 Facts HAR.com: Estates At Grand Harbor 2025 Facts Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018) Checked Nov 11, 2026
Researched and checked Nov 11, 2026. Facts link to their sources; Michael’s take is his opinion.
Every neighborhood has its advantages and tradeoffs. Before you buy, let’s talk about what actually matters to you.
Michael O’Neal
Broker | REALTOR® · The Michael O’Neal Group
Keller Williams Realty Northeast
Call or text: 832-797-3780 · themichaelonealgroup.com
Neighborhood fact sheet
Lakes at Grand Harbor Fact Sheet
The key facts on one sheet. Every figure links to its source, and each card shows the date it was last checked (sheet updated Nov 11, 2026).
Check the address. Property taxes, flood zone, HOA dues and school assignments are set for each address and can differ between homes in the same neighborhood. Before relying on anything on this sheet, look the address up in the official tools linked here.
Homes
| HAR neighborhood | Single-family homes | Median size | Median year built | Median market value |
|---|---|---|---|---|
| Lakes At Grand Harbor | 316 | 2,667 sq ft | 2007 | $354,878 |
| Estates At Grand Harbor | 96 | 2,776 sq ft | 2009 | $385,788 |
HAR.com 2025 neighborhood facts (market value is the appraisal district’s figure, not a sale price). A neighborhood median is not the value of any one home. Full market snapshot.
Checked Nov 11, 2026
Property taxes
| Taxing unit | Adopted rate | Year | Source |
|---|---|---|---|
| Harris-Fort Bend MUD 3 | $0.5400 per $100 | 2025 | Source |
| Harris County ESD 48 | $0.099995 per $100 | 2025 | Source |
| Katy ISD | $1.1171 per $100 | 2025 | Source |
| Harris County | $0.38096 per $100 | 2025 | Source |
| Harris County Flood Control District | $0.04966 per $100 | 2025 | Source |
| Harris County Hospital District | $0.18761 per $100 | 2025 | Source |
| Port of Houston Authority | $0.0059 per $100 | 2025 | Source |
| Harris County Department of Education | $0.004798 per $100 | 2025 | Source |
Official rates we could confirm, per $100 of taxable value. A tax bill also depends on which units cover the address, its appraised value and its exemptions. All tax details on this page.
- Harris Central Appraisal District property search
- Harris County Tax Office
- True Cost of Homeownership calculator
Checked Nov 11, 2026
HOA dues
Associations and deed restrictions differ by subdivision here. Ask the seller for the resale certificate and the recorded restrictions for the specific address.
Schools
- Katy ISD SARA school assignment by address
School assignments and attendance boundaries can change. Confirm the assigned schools directly with the district before making a housing decision. School notes on this page.
Flood research
- FEMA Flood Map Service Center
- Harris County Flood Control District - Harris County Flood Education Mapping Tool
- How to read Houston flood maps
Flood zones are mapped parcel by parcel, and no guide can tell you whether a particular house has flooded or will flood. Ask the seller for the flood disclosure and any elevation certificate. Flood notes on this page.
Nearby essentials
Hospitals with an emergency room
Shopping
- Katy Mills 0.9 mi
- Town & Country Village 14 mi
- CITYCENTRE 14 mi
Parks and nature
- George Bush Park 7.7 mi
- Terry Hershey Park 10 mi
Straight-line distance from the approximate center of Lakes at Grand Harbor, not driving distance or time. Each name links to its official site. A list is not a recommendation or a ranking.
See Lakes at Grand Harbor on the area map
Checked Oct 28, 2026
Thinking About Buying or Selling in Lakes at Grand Harbor?
Every neighborhood has its advantages and tradeoffs. Let me help you understand the market, the costs and what to look for before making a decision.
Michael O’Neal
Broker | REALTOR® · The Michael O’Neal Group
Keller Williams Realty Northeast
Call or text: 832-797-3780 Text Michael
Personal help
Questions about Lakes at Grand Harbor?
Everything on this page is free to read. When you want help with a specific home, a shortlist or your own home’s value, tell us what you need.
832-797-3780
Researched and checked Nov. 11, 2026. Every fact links to its source. Related: Katy · All Houston communities · Area map
Sources for the sections above
- HAR.com Lakes At Grand Harbor, 2025 Facts
- Katy ISD
- HAR.com: Estates At Grand Harbor 2025 Facts
- Community Impact: Featured neighborhood, Lakes at Grand Harbor (2018)
- TDLR: HFB MUD 3 Phase 1 park and trail development (TABS2025020727)
- Harris-Fort Bend Counties MUD 3: bond election FAQ (2025)
- FHWA: Katy Freeway project profile
- TxDOT: Grand Parkway Segment D
- HAR.com, Katy - Southwest market area price trends (read Nov. 6, 2026)
- HAR.com, Katy - Southeast market area price trends (read Nov. 6, 2026)
- HAR.com monthly MLS report
- Fort Bend County Tax Office: Harris-Fort Bend MUD 3
Community facts: city, district and association records, the Harris County appraisal district and tax office, HAR.com and each place’s official page (records checked Oct. 21-Nov. 3, 2026). Market areas: HAR.com (read Nov. 8, 2026). Map © OpenStreetMap contributors, tiles OpenFreeMap; imagery USGS The National Map.